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Vermont Auto Insurance

There is one particular reason why Vermont auto insurance is important: Vermont follows a tort law. According to this law, someone must be found at fault for an accident, and the persons at fault, as well as their insurance companies, must bear any claims made. Why put yourself at this kind of risk? Find the right coverage today – request a free quote now!

Vermont auto insurance stats

Like anywhere else in the U.S., auto insurance rates in Vermont have risen dramatically over the past several years. In 2006, the average expenditure for car insurance in the Green Mountain State was $687. As of July 2009, the average auto insurance premium in Vermont was $1,310, which is still much lower than the national average of $1,796. Although rates have increased since 2008, 2009 has seen some monthly decreases in rates.

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Basic auto insurance coverage in Vermont

If you have registered a car in Vermont, the state law requires that you carry minimum liability coverage of 25/50/10. Here's a rundown of what these numbers mean:

  • $25,000 for bodily injury liability per person, per accident
  • $50,000 for bodily injury liability per accident
  • $10,000 for property damage per accident for every vehicle

Additionally, you are required to have minimum amounts of Uninsured/Underinsured Motorist bodily injury coverage of $50,000 per person and a total of $100,000 per accident, as well as Uninsured Motorist property damage coverage of at least $10,000.

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Vermont-Auto-Insurance.com is not an insurance carrier or broker. We cannot guarantee a quote from a specific carrier, and we cannot guarantee that all products are available in all states. The information and suggestions on our site are intended for informational purposes only, and we expressly disclaim any representations or warranties, express or implied, regarding the accuracy of such information.