Rules and Requirements for VT Auto Insurance
Finding the best auto insurance in Vermont isn't as difficult as it might seem at first glance. We're here to help you understand some of the basics and give you a few helpful tips on how to save on your premiums.
Find a VT auto insurance policy that you can afford! Request a quote today!
Minimum auto insurance liability in Vermont
The basic requirements for insurance in Vermont are pretty simple. You need to carry a minimum of liability coverage on hand at all times in order to legally drive. Outside of that, you can opt for additional coverage for your car and yourself. The requirements for minimum liability coverage in VT are:
- $25,000 for bodily injury for the other party involved in an accident
- $50,000 for two or more people per accident
- $10,000 for property damage
Alternative auto insurance in Vermont
In lieu of the required insurance coverage, you can provide proof of self-insurance to the commissioner of motor vehicles for the amount of $115,000 dollars. This is not always the choice option for most, because it means you have to be able to provide the full amount in the event of an accident.
For those on a typical budget, minimum liability coverage, paired with some additional coverage for yourself and your car usually costs less than $1,000 per year for VT residents. With so many affordable auto insurance options available in VT, there's no reason to be uninsured. Request a quote today for the coverage you need and find out how much you could save!